University of Massachusetts-Lowell
Lowell, Massachusetts · Public · 11,434 undergraduates · uml.edu

Test policy (fall 2027)
Test optional
Sending scores is your choice
Admit rate
83%
of 13,676 applicants
SAT (middle 50%)
1200 to 1360
of enrolled freshmen
Annual cost (2027-28)
$39,440Est.Estimate
$59,390 out of state
Your chances and merit aid at University of Massachusetts-Lowell
See where you stand for admission, how much merit aid you could get, and what you'd pay after it.
We started you at a typical enrolled freshman here. Move the sliders to match you.
Your admission chances
83% of applicants admitted
Target
Your SAT is inside the range where the middle half of enrolled freshmen scored, and your GPA is in the middle half of freshmen's.
Estimated merit aid
a year
Your cost after merit aid
$59,390
a year in 2027-28, from a $59,390 sticker price (out of state)
What to do with your 1270
Send your score
About 71% of freshmen here didn't send a score. We estimate their typical SAT at about 1160, and yours is above it.
Reach, target and likely are a rough guide from your test score and how selective the college is. Admissions also weigh your courses, grades, essays and activities. Merit aid figures are estimates, before any need-based aid.
Admissions
Test policy for fall 2027
Test optional
You choose whether to send an SAT or ACT score. If you send one, it's considered.
- You can type your scores into the application; official reports come later.
Source: No Test Option Frequently Asked Questions (FAQ) | Apply | Undergraduate Admissions | UMass Lowell · Checked October 17, 2026
Application deadlines
- Nov5Early Action · November 5, 2026Apply early and hear early. Not binding.
- Jan15Early Action · January 15, 2027Apply early and hear early. Not binding.
- Feb15Regular Decision · February 15, 2027The standard deadline.
Who gets in
83%
of applicants were admitted: 11,345 of 13,676 for fall 2024.
Early Action
Not binding. Apply by February 5th, hear by December 10th.
Wait list
572 students were offered a spot; 45 were later admitted.
Test scores of enrolled freshmen (fall 2024)
The shaded part shows the middle half of enrolled freshmen who sent scores: a quarter scored below it and a quarter above. 27% of them sent SAT scores and 2% sent ACT scores.
SAT total 1200 to 1360
Reading and Writing 590 to 680
Math 590 to 690
ACT composite 25 to 32
How enrolled freshmen scored on the SAT
- 1400 to 160016%
- 1200 to 139959%
- 1000 to 119925%
- 800 to 9990%
- 600 to 7990%
- 400 to 5990%
Source: Common Data Set 2024-2025
High school GPA of enrolled freshmen
Average GPA: 3.72
- 4.033%
- 3.75 to 3.9916%
- 3.50 to 3.7415%
- 3.25 to 3.4916%
- 3.00 to 3.2415%
- 2.50 to 2.995%
- Below 2.500.1%
Cost and financial aid
The sticker price is what a year costs before any aid. Most students pay less after grants and scholarships.
Sticker price for 2027-28Estimate
$39,440
a year, in state
$59,390
a year, out of state (tuition $38,730)
- Tuition (in state)$18,780
What families actually pay
What a year cost on average after grants and scholarships, for freshmen who got federal aid in 2023-24 (in-state students), by family income.
- $0 to $30,000$9,180
- $30,001 to $48,000$9,988
- $48,001 to $75,000$10,484
- $75,001 to $110,000$16,122
- Over $110,000$27,079
Financial aid
93%
of a student's financial need is covered, on average
$17,059
average need-based grant to freshmen, money you don't repay
19%
of freshmen got merit aid without financial need, $8,464 on average
- FAFSA
- Required for need-based aid. It's the free federal aid form.
- CSS Profile
- Not required. Only the FAFSA is needed.
- Aid priority date: March 1st
- Send your aid forms by this date to be first in line for the college's grant money.
Source: Common Data Set 2024-2025
AP credit
AP exams that earn credit can replace college courses, so you pay for fewer of them and may graduate sooner.
AP exams that earn credit
38 of 38
Earn credit with a score of 3
22 exams
A 3-credit course is worth
about $1,880Est.Estimate
at 2027-28 tuition for in-state students
Credit for each AP exam
| Exam | Score needed | Credits | Counts as |
|---|---|---|---|
| 2-D Art and Design | 4 | 3 | ARTS.1010 |
| 3-D Art and Design | 4 | 3 | ARTS.1020 |
| African American Studies | 3 | 3 | SOCI.1990 |
| Art History | 3 | 3 | ARHI.1010 |
| Biology | 4 | 8 | BIOL.1110, BIOL.1170L, BIOL.1120, BIOL.1180L |
| Business with Personal Finance | 4 | 3 | FINA.2000 |
| Calculus AB | 4 | 4 | MATH.1310 |
| Calculus BC | 4 | 8 | MATH.1310 & MATH.1320 |
| Calculus BC: AB Subscore | 4 | 4 | MATH.1310 |
| Chemistry | 4 | 8 | CHEM.1210, CHEM.1220, CHEM.1230, CHEM.1240 |
| Chinese Language and Culture | 3 | 6 | WLCH.1050, WLCH.1060 |
| Chinese Language and Culture | 5 | 12 | WLCH.1050, WLCH.1060, WLCH.2050, WLCH.2060 |
| Comparative Government and Politics | 3 | 3 | POLI.1120 |
| Computer Science A | 4 | 4 | COMP.1010 COMP 1030L |
| Computer Science Principles | 4 | 3 | COMP 1990 |
| Drawing | 4 | 3 | ARTS.1550 |
| English Language and Composition | 3 | 3 | ENGL.1010 or ENGL.1990 |
| English Language and Composition | 5 | 6 | ENGL.1010 & ENGL.1020 |
| English Literature and Composition | 3 | 3 | ENGL.1010 or ENGL.1990 |
| English Literature and Composition | 5 | 6 | ENGL.1010 & ENGL.1020 |
| Environmental Science | 4 | 4 | ENVI.1100, ENVI.1120L |
| European History | 3 | 6 | HIST.1050 & HIST.1060 |
| French Language and Culture | 3 | 6 | WLFR.1010, WLFR.1020 |
| French Language and Culture | 5 | 12 | WLFR.1010, 1020, 2110, 2120 |
| German Language and Culture | 3 | 6 | WLGE 1010 and WLGE 1020 |
| German Language and Culture | 5 | 12 | WLGE 1010, WLGE 1020, WLGE 2110, WLGE 2120 |
| Italian Language and Culture | 3 | 6 | WLIT.1010, WLIT.1020 |
| Italian Language and Culture | 5 | 12 | WLIT.1010, WLIT.1020, WLIT.2110, WLIT.2120 |
| Latin | 3 | 3 | WLLA.3030 |
| Macroeconomics | 4 | 3 | ECON.2020 |
| Microeconomics | 4 | 3 | ECON.2010 |
| Music Theory | 3 | 3 | MUTH.1010 |
| Physics 1 | 3 | 4 | PHYS.1030 & PHYS.1030L |
| Physics 2 | 3 | 4 | PHYS.1040 & PHYS.1040L |
| Physics C: Electricity and Magnetism | 3 | 4 | PHYS.1440 and PHYS.1440L |
| Physics C: Mechanics | 3 | 4 | PHYS.1410 & PHYS.1410L |
| Pre-Calculus | 4 | 3 | MATH.1230 |
| Psychology | 3 | 3 | PSYC.1010 |
| Spanish Language and Culture | 3 | 6 | WLSP.1010 & WLSP.1020 |
| Spanish Language and Culture | 5 | 12 | WLSP.1010, WLSP.1020, WLSP.2110, WLSP.2120 |
| Spanish Literature and Culture | 3 | 6 | WLSP.3010 & WLSP.3020 |
| Statistics | 3 | 3 | MATH.2830 |
| United States Government and Politics | 3 | 3 | POLI.1010 |
| United States History | 3 | 6 | HIST.1110 & HIST.1120 |
| World History: Modern | 4 | 6 | HIST.1070 & HIST.1080 |
Source: AP credit policy
After college
Graduate within 6 years
69%
Come back for a second year
84%
Typical earnings
$77,989
a year, 10 years after starting here
- University of Massachusetts-Lowell$81,869
- All colleges$71,390
Median yearly earnings of graduates five years after finishing a bachelor's in this major. 28 majors here have earnings data.
Keep exploring
Figures marked Estimate are our estimates, not numbers the college published. Check each college's own site before you apply. SAT is a trademark of College Board, and ACT is a trademark of ACT, Inc. Sharp is not affiliated with either, or with University of Massachusetts-Lowell. The University of Massachusetts-Lowell logo is a trademark of the college.